The Money Saving Challenge for Envelopes is a complete budgeting system designed for both families and individuals. It includes a 100 envelope challenge wall chart, a practical 5-format folder, and 100 envelopes. The envelopes are made of PU leather with neat stitching and a scratch resistant surface for lasting durability. An affordable wallet is included to help organize savings for multiple goals. Key benefits - Simple, visual budgeting that fits both family and individual needs - All-in-one system: 100 envelopes, 5-format folder, and a wall chart - Durable and attractive PU leather envelopes with precise stitching - Versatile saving tool for multiple goals such as a down payment, funds, or shopping - Helps you plan, track progress, and reduce budgeting effort What makes it stand out - Comprehensive envelope system that combines a wall chart with a ready-to-use set of envelopes - High quality PU leather envelopes designed for longevity and everyday use - Affordable wallet option included to support goal based saving Use scenarios - Home down payment or dedicated savings fund: allocate weekly or monthly amounts into specific envelopes to reach your target without mixing funds - General savings and goal planning: use separate envelopes for different financial objectives and track progress on the wall chart - Planned purchases or shopping goals: earmark money for large purchases to avoid overspending Specifications - Includes 100 envelopes - Includes a practical 5-format folder - PU leather envelopes with neat stitching - Scratch resistant material for durability - Includes an affordable wallet for versatile saving applications - Suitable for families and individuals seeking a simple, tangible budgeting method