[Lasers Bright Leather]The budget binder is made of lasers pu leather with a bright pu leather finish, standard A6 size 6 ring binder pockets and inner pages. Zippered binder pockets and budget label stickers are made of PVC. They're soft, water-, and tear-, providing strong protection for your banknotes, cash, and other important items [Budget Planner with Cash Envelopes]28-piece budget planner set includes 1 budget binder, 8 zippered budget envelopes, 12 expense budget sheets, 2 card pockets, 1 calculator, 1 soft ruler, 2 pieces of black English letter stickers and 1 piece of 10-color label stickers. design with pen holder for easy storage of cash, pens, bank cards, cards, coupons and bills [Anti-Lost Zippered Envelope]The cash envelope for budget is designed with zipper closure and waterproof fabric, you can safely put your cash, bank cards, etc. in it and zip it up, effectively preventing items from being lost and damaged [Expense Tracking for 12 Months]With 12 fruit payment financial record sheets, you can clearly record your daily expenses and income or debts on the form. With a clear financial situation, you make a more perfect plan. as an excellent financial manager. [Financial Management]This 2022 budget planner with cash envelope and calculator help you prevent overspending, save money and help you manage your financial expenses in a planned way. You can also use it as a savings binder, journal, wallet or receipt organizer. Note: budget binder different batches colour: lasers black Material: PU Package Contents: 1 set x budget binder Only the above package content, other products are not included. Note: Light and different displays may cause the color of the item in the picture a little different from the real thing. The measurement allowed error is +/- 1-3cm.