[Premium Material]Made from premium PU leather, soft-touch and has natural grain and luster, featuring stylish color and practical structure durable and looks luxurious. There're many hidden compartments and pen hoops, convenient to store cards, cash, coupons, stamps, tickets, pens, etc. [Multicolor Budget Binder]A6 binder has stylish colors cover and unique buckle closure. Only budget binder with cash envelopes is structured with a stainless steel frame that open and close easily, 4 card slots, 2 pockets, 2 sides pouches for passport/tickets/notes etc, 2 pen loops.Small in size and light in weight, easy to carry, perfect for home, office, meeting, school use, and travel. [Cash Envelopes System]The cash envelopes for budgeting are waterproof, tear-resistant, and able to protect money from water and dust. Each money organizer for cash is designed with 6 pre-punched holes, you can use budget binder with cash envelopes for budgeting together or just take one on the go. [Widely Used]The cash envelopes for budgeting keeps a detailed track of your cash inflow and outflow, which helps you to manage money,spend well,stay out of debt,start saving and achieve budget goals. Besides, you can use A6 binder as money organizer for cash, budget binder, personal organizer and notebook, etc. It's also an excellent gift for graduates,teachers,family,friends,colleagues and children etc. Colour: Black Material: PU+PVC Package Contents: 1 x A6 notebook binder 8 x A6 binder pockets 12 x A6 expense budget sheets 1 x ruler 2 x stickers